calculator
Free Fintech Valuation Multiples Tool
Estimate the enterprise value range for a fintech company using current public-comp multiples by vertical (payments, lending, neobanking, insurtech, wealthtech, crypto). Adjusts for ARR scale, growth rate, gross margin, and Rule-of-40 quality. Returns low/mid/high EV/Revenue and EV/Gross Profit ranges with comparable named public companies.
Inputs
Results
Rule of 40 Score
40
Rule-of-40 Multiple Adjustment
20.0%
Scale Adjustment (vs $50M ARR baseline)
0.0%
EV/Revenue Multiple - Low
6
EV/Revenue Multiple - Mid
9
EV/Revenue Multiple - High
13
Enterprise Value - Low
$146,250,000
Enterprise Value - Mid
$225,000,000
Enterprise Value - High
$326,250,000
EV / Gross Profit (Mid)
15
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About the Author
David Shadrake
David Shadrake works on strategic business development and tech partnerships, with focus areas across AI, fintech, venture capital, growth, sales, SEO, blockchain, and broader tech innovation. Read more of his perspective on partnerships, market dynamics, and emerging technology at davidshadrake.com.